Terms & Conditions

Terms and Conditions

1. Introduction

Welcome to https://nonresidentbharatian.com (“Company,” “we,” “our,” “us”). These Terms and Conditions (“Terms”) govern your use of our website and services. By accessing or using our services, you agree to these Terms in full. If you do not agree with these Terms, you should discontinue use of the services immediately.

2. General Terms

These general terms apply to all users globally unless specified otherwise under country-specific provisions.

  • Account Responsibilities: You are responsible for maintaining the confidentiality of your login details. You are liable for all activities conducted through your account.
  • Content Ownership: All content, trademarks, logos, and services provided are the property of [Your Company Name] or its affiliates.
  • User Conduct: You agree not to use the service for any illegal or unauthorized purpose.
  • Termination of Account: We may terminate or suspend your account if you violate any provision of these Terms.

3. Data Collection and Privacy

We collect and process personal data in accordance with our Privacy Policy. Please review our [Privacy Policy](link to Privacy Policy) to understand how your data is handled.

For users from the European Union:

  • In compliance with the General Data Protection Regulation (GDPR), you have the right to request access to, rectify, erase, or restrict the processing of your personal data. You may withdraw consent to data processing at any time.

For users from California, USA:

  • Under the California Consumer Privacy Act (CCPA), you have the right to request disclosure of your data collected, request deletion of your personal information, and opt-out of the sale of your data.

For users from Brazil:

  • In accordance with the Lei Geral de Proteção de Dados (LGPD), you have the right to access, correct, delete, or transfer your personal data.

4. Content and Intellectual Property

You are responsible for any content you upload, share, or post while using our services. You grant us a non-exclusive, royalty-free, transferable, sub-licensable, worldwide license to use, store, display, reproduce, and distribute such content.

5. Country-Specific Terms

A. United States

  • Dispute Resolution and Arbitration: Any disputes related to these Terms will be resolved through binding arbitration in the state of [Your State].
  • Consumer Protection: We comply with all Federal Trade Commission (FTC) regulations regarding user protections and advertising disclosures.

B. European Union

  • Content Restrictions: In compliance with the EU Digital Services Act, users in the EU must not post illegal content or misinformation. Violations may result in account suspension or legal action.
  • Right to Withdraw: In accordance with the EU Consumer Rights Directive, users may withdraw from any contract for services within 14 days without providing a reason.

C. United Kingdom

  • GDPR Compliance: We adhere to the UK GDPR regulations. Users in the UK have rights to access and control their personal data as detailed in our Privacy Policy.
  • Governing Law: These Terms are governed by the laws of England and Wales, and any disputes will be subject to the jurisdiction of the courts of England.

D. Canada

  • Privacy Protections: In line with the Personal Information Protection and Electronic Documents Act (PIPEDA), users have the right to access their personal information, request corrections, and withdraw consent for processing.
  • Jurisdiction: Any legal claims related to these Terms will be governed by the laws of Canada, and will be resolved in Canadian courts.

E. Australia

  • Consumer Rights: Users are entitled to protections under the Australian Consumer Law (ACL), including the right to refunds for faulty services.
  • Privacy Rights: We comply with the Privacy Act 1988 (Australia), which outlines your rights to data access, correction, and deletion.

F. India

  • Content Regulation: In line with the Information Technology Act, 2000, users must not post content that is unlawful, harmful, or deceptive. Failure to comply may result in content removal or legal penalties.
  • Data Privacy: We comply with the Personal Data Protection Bill, 2019. Users have the right to withdraw consent to data processing and request data deletion.

G. Brazil

  • Consumer Protection: Under the Consumer Defense Code, Brazilian users are entitled to a refund or replacement for services not delivered as agreed.
  • Data Protection: In line with the LGPD, users may request that their personal data be corrected, anonymized, or deleted at any time.

H. Germany

  • Hate Speech and Misinformation: In compliance with the Network Enforcement Act (NetzDG), illegal content, hate speech, and misinformation will be subject to removal, and violators may face legal consequences.
  • Jurisdiction: German law governs these Terms, and any disputes will be resolved in the courts of Berlin.

I. Other Countries

  • If you reside outside of the countries specifically listed, please consult local laws to understand how your rights may be affected by these Terms and how disputes will be handled in your jurisdiction.

6. Limitation of Liability

In no event shall [Your Company Name] or its affiliates be liable for any indirect, incidental, or consequential damages arising out of or related to your use of the services.

7. Changes to Terms

We may update these Terms from time to time. If significant changes are made, we will notify users by email or post a notice on our website.

8. Governing Law

Except where otherwise specified under country-specific provisions, these Terms are governed by the laws of [Your Company’s Headquarters Country], and any disputes shall be resolved in the courts of [Your Company’s Headquarters City].

9. Contact Us

If you have any questions about these Terms, please contact us at:
[Your Email Address]
[Your Contact Address]